Hey Reader - If you've been quietly asking the same question, don't worry, you are not alone The world does feel chaotic — climate change, inequality, wars, rising prices, political unrest—it can seem almost pointless or even selfish to care about money. But here’s the thing: caring about money isn’t about greed or blind optimism. It’s about agency. Here’s why money still matters—even when everything feels like it’s falling apart: 1. Money Gives You Options In a crisis—natural disaster, job...

Hello Reader! Yesterday, the Federal Reserve decided to leave the interest rate unchanged. What does that mean for you and your money? It means many things. → When the Fed raises rates, borrowing gets more expensive. Higher credit card APRs Higher interest rates on student loans and mortgages Slower growth in the economy But saving can pay off more! Banks often raise interest on savings accounts, so your High-Yield Savings Account might start earning more. → When the Fed cuts rates, it can...

Hi Reader! Sunshine is here, school’s out, and you’re probably wondering… How do we make this summer fun without blowing the budget? I’ve got you! My brand-new video is packed with 20 frugal family fun ideas for Summer 2025 — everything from enjoying your local pool to free local events and nature adventures. 🎥 Watch the full video Leave a comment and let me know how you're staying on budget this summer. X Catherine The Most Helpful Credit Card Tutorial The comments are in. People are saying...