Hello Reader! Yesterday, the Federal Reserve decided to leave the interest rate unchanged. What does that mean for you and your money? It means many things. → When the Fed raises rates, borrowing gets more expensive. Higher credit card APRs Higher interest rates on student loans and mortgages Slower growth in the economy But saving can pay off more! Banks often raise interest on savings accounts, so your High-Yield Savings Account might start earning more. → When the Fed cuts rates, it can...
15 days ago • 1 min read
Hi Reader! Sunshine is here, school’s out, and you’re probably wondering… How do we make this summer fun without blowing the budget? I’ve got you! My brand-new video is packed with 20 frugal family fun ideas for Summer 2025 — everything from enjoying your local pool to free local events and nature adventures. 🎥 Watch the full video Leave a comment and let me know how you're staying on budget this summer. X Catherine The Most Helpful Credit Card Tutorial The comments are in. People are saying...
23 days ago • 1 min read
New Video Alert How to Pay Off Your Student Loans in 2025 Hey Reader — First of all, congratulations on graduating! 🎉 You’ve crossed a major milestone, and that’s something to be incredibly proud of. Now, let’s talk real life for a second—because if you’re anything like I was after graduation, student loans are starting to feel very real. I remember staring at my balance and wondering, “How do I even begin to pay this off?” This week's video is all about “How to Pay Off Student Loans Fast...
about 1 month ago • 1 min read
Hey Reader! Did you know that becoming a mom can reduce a woman’s income for the rest of her life? It’s called the Motherhood Penalty, and it’s one of the biggest contributors to the gender pay gap. According to the National Women’s Law Center, full-time working moms earn just 74 cents for every dollar earned by fathers in similar roles. Why does this happen? Time off: Women are more likely to pause their careers or work part-time to care for children, reducing their long-term income Missed...
about 2 months ago • 1 min read
Hello Reader! We just returned from London! We lucked out with beautiful weather to enjoy the blooming parks. We took advantage of its great and affordable public transport system to get around town. We visited a lot of free sites, like the museums, and avoided the costly tourist traps. I'm glad we went now, because with all of this tariff talk, we will be tightening the budget to prepare for all of this uncertainty. We've done the basics, like getting rid of high-interest debt, and we've...
2 months ago • 2 min read
Happy April Reader! April is a fun month here at Sisters For FI. It's Financial Literacy Month and Earth Month. What better way to be a good steward of your money than by being kind to the Earth? We live in a world of overabundance. We continuously buy, upgrade, and get the latest and greatest even when we don't truly need them. This results in a skinny wallet and a planet bulging with waste. It's time to value your life energy. We are all financial traders. We trade our time and expertise...
3 months ago • 1 min read
New Video Alert Investing as a mom can feel overwhelming, but it doesn’t have to be! In this video, I break down five simple steps to help you start investing—even if you’re on a budget and short on time. Whether you’re saving for your child’s future, building wealth, or preparing for retirement, this guide is designed for YOU! 👉 What You’ll Learn: ✅ How to set realistic investment goals as a mom ✅ Why starting small (even $50/month) is enough ✅ The easiest investment strategy for busy moms ✅...
4 months ago • 1 min read
Hello Reader! With all the talk about tariffs, interest rates, executive orders, and the economy, it’s easy to feel like your financial future is out of your hands. But here’s the good news—you have more control than you think. No matter what’s happening in the headlines, the foundations of personal finance remain the same: budgeting, paying off debt, saving, and investing wisely. If you’re just starting out—whether as a young adult building your future or a new parent providing for your...
5 months ago • 1 min read
New Video Alert 6 Monthly Challenges for 2025 | Declutter, Detox, and Save More! It's mid-January and if you are like me and have not started on your New Year’s resolutions, don't worry, I've got you covered. Instead of making one big resolution, try breaking it into smaller, monthly challenges for lasting results! A few years ago, I found that monthly challenges allowed me to make changes quickly. A month is short enough for where I won't get bored with some new habits, but long enough for...
6 months ago • 1 min read