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Reader - Would you enter into a committed relationship with:
Money is a tricky subject in relationships, but it is an important one. Settling down with a partner might feel like something for way later—but the truth is, who you choose to build a life with can seriously impact your financial future. In The Millionaire Next Door, the authors found that many wealthy people attribute their success to having a partner who is financially aligned—someone who’s responsible, goal-oriented, and not prone to overspending on every little thing. Even if you’re earning good money, being with someone who’s reckless with spending or avoids financial responsibility can hold you back. Money alignment matters. If one of you is trying to budget and invest while the other is racking up credit card debt on impulse buys, it’s not just frustrating—it can sabotage your goals. You cannot out-earn bad spending and financial habits. That’s why it’s smart to start having money conversations early on. Chances are, you both come from different financial backgrounds. You don’t need to bust out spreadsheets on the first date, but asking questions like “How do you feel about debt?” or “Do you like to save or spend?” can tell you a lot about your future mate. Even if you know this relationship won’t be as serious, getting some practice asking money questions can make it easier when the next one gets serious. To help you, I've included Chapter 11 of Smart Money, which covers DINK life and the 10 money questions to ask your partner so that you are aligned when it comes to money, values, and the future you want to build. Smart Start > Ch 11 - How to Talk to Your Partner About Money.pdf Have you had the money conversation with your partner? How did that go? X Catherine
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Manage your money better so that you can give a life of impact. Money is a tool for change. Make that change count. Find money lessons at sistersforfi.com
The holidays are only a few weeks away, but I want to send out this reminder to you, Reader. YOU have the power this Christmas season! YOU have the right to say NO to situations that cause stress, anxiety, and financial hardship. YOU have the opportunity to create new traditions. YOU decide how you want to feel after the holidays are over. And I want you to think about something: if you couldn't post anything about your holidays on social media, would you do things differently? It seems that...
Hello Reader! Open Enrollment 2026 is here — and it’s your chance to set yourself up for peace of mind and bigger savings next year. I get it; we all get busy, and it can be easy to ignore all those emails from HR and opt for the default benefits choices. However, if you want to achieve more savings and less stress in the new year, you must sit down and review how to maximize your benefits. In the latest video, we cover: ✔️ How to choose the right health plan for your family’s needs ✔️ Why...
Hey Reader! I need to talk to you about something that looks innocent but is secretly impacting the financial health of millions of women: Buy Now, Pay Later (BNPL). You see the button everywhere—"Pay in 4 easy installments." It’s slick, it’s easy, and honestly, the marketing is cute (think pastel colors and "you deserve this" vibes). But as the data shows, BNPL companies are specifically targeting female shoppers with emotional tactics, turning small, frequent loans into what is being called...