Manage your money better so that you can give a life of impact. Money is a tool for change. Make that change count. Find money lessons at sistersforfi.com
How to Build Credit Without Going Into Debt
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Hi Reader! You’re not alone. It’s one of the most common challenges young adults face—and the good news is, there are ways to build credit history from scratch without going into debt. In this week’s new video, I break down: ✅ Why credit even matters (yes, even if you hate debt) ✅ How to build credit when you don’t qualify for a card yet ✅ The best beginner-friendly cards for 2025 ✅ And how to avoid the credit card traps that lead to debt If you—or someone you love—is starting their money journey, this is a must-watch. Let’s build smart habits now, so you don’t have to fix credit problems later. 💸 X Catherine P.S. Want more help after graduation? My new eBook, Smart Start, is now available on Amazon. It’s packed with practical advice for your very first money moves. Grab your copy here for instant Kindle delivery. If you have your credit cards and have found yourself in debt, these 3 videos can help you get out and stay out of debt. You got this!! |
Catherine Agopcan | Financial Educator, Sustainability Advocate
Manage your money better so that you can give a life of impact. Money is a tool for change. Make that change count. Find money lessons at sistersforfi.com
Reader - Would you enter into a committed relationship with: Partner A: whose salary is $75k, makes good financial decisions, and is generally financially responsible OR Partner B: who makes $150k, has poor financial intelligence, and is not willing to change any of their financial habits? Money is a tricky subject in relationships, but it is an important one. Settling down with a partner might feel like something for way later—but the truth is, who you choose to build a life with can...
Hey Reader! You downloaded the mini eBook. You read the sample pages. So here’s a little reminder from your future self: “Please don’t wing it.” I wrote Smart Start: Your First Money Moves After Graduation because no one handed me a playbook when I entered adulthood. I learned about money the hard way—with late fees, lifestyle creep, and credit card debt that lasted way too long. You don’t have to do that. This book is your shortcut. Your real-world money crash course. The things they...
Hey Reader! This week's money lesson is all about the High Yield Savings Account or HYSA for short. A high yield savings account is a savings account that offers higher yields for your hard-earned money. Traditional and regular savings accounts normally offer .01% while high yield savings accounts offer 3.5% - 5% in interest. Here's what that looks like if you have $1,000 in your bank. *Assumes annual compounding for simplicity Is it worth moving your money to a high yield savings account? I...