Manage your money better so that you can give a life of impact. Money is a tool for change. Make that change count. Find money lessons at sistersforfi.com
Tired of high student loan payments? Let’s fix that.
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Hello hello Reader! If you’re feeling stuck with your student loans, you’re not alone. But here’s the good news: refinancing can help you lower your interest rate, shrink your payments, and save thousands over time — if you do it the right way. 🎥 Watch now: Student Loan Refinancing: The ULTIMATE 2025 Step by Step Guide You'll learn: ✓ What is student loan refinancing, and how does it work? ✓ Who should refinance student loans (hint: those with high interest and good credit!) ✓ The benefits of refinancing like reduced monthly payments and simplified payments. ✓ The essential trade-off: losing federal student loan benefits. ✓ The impact of the One Big Beautiful Bill Act (OBBB) on federal loan refinancing. ✓ A complete step-by-step guide to student loan refinancing for beginners. ✓ Student loan refinance calculator walkthrough to see your potential savings. ✓ Answers to common questions (Student Loan Refinance FAQs). And because I know student loans can be overwhelming, I added a BONUS resource just for you: Free Refinance Checklist – a Google Sheet guide so you don’t miss a thing. Whether you’re trying to free up room in your monthly budget or knock out debt faster, this video will help you make an informed decision that actually fits your goals. To help you get started with your refinance research, we recommend checking out SuperMoney to find the best rates. SuperMoney is neither a bank nor a lender but an online financial marketplace platform designed to speed up the application process. You'll fill out one easy form and get competing offers from lenders in no time. You’ve got this — and I’m here to help you make smarter money moves every step of the way. Warmly, Catherine @ Sisters For Financial Independence Still in School?If you are still in school or know someone who is, then these two videos are for you. For each $1000 in student loans you avoid, it means 5 months without payments. That's a big deal! Part 1 has Tips 1-10 Part 2 has Tips 11-20 Loans in Default?As of May 2025, federal student loan collections have resumed after a five-year pause. If you fall behind on your federal student loans and go into default, the Department of Education and the government can take serious action to collect the money. This includes taking part of your paycheck (called wage garnishment), taking your tax refund, or even taking part of your Social Security if you’re older. Don't wait, take action today! |
Catherine Agopcan | Financial Educator, Sustainability Advocate
Manage your money better so that you can give a life of impact. Money is a tool for change. Make that change count. Find money lessons at sistersforfi.com
The holidays are only a few weeks away, but I want to send out this reminder to you, Reader. YOU have the power this Christmas season! YOU have the right to say NO to situations that cause stress, anxiety, and financial hardship. YOU have the opportunity to create new traditions. YOU decide how you want to feel after the holidays are over. And I want you to think about something: if you couldn't post anything about your holidays on social media, would you do things differently? It seems that...
Hello Reader! Open Enrollment 2026 is here — and it’s your chance to set yourself up for peace of mind and bigger savings next year. I get it; we all get busy, and it can be easy to ignore all those emails from HR and opt for the default benefits choices. However, if you want to achieve more savings and less stress in the new year, you must sit down and review how to maximize your benefits. In the latest video, we cover: ✔️ How to choose the right health plan for your family’s needs ✔️ Why...
Hey Reader! I need to talk to you about something that looks innocent but is secretly impacting the financial health of millions of women: Buy Now, Pay Later (BNPL). You see the button everywhere—"Pay in 4 easy installments." It’s slick, it’s easy, and honestly, the marketing is cute (think pastel colors and "you deserve this" vibes). But as the data shows, BNPL companies are specifically targeting female shoppers with emotional tactics, turning small, frequent loans into what is being called...