Manage your money better so that you can give a life of impact. Money is a tool for change. Make that change count. Find money lessons at sistersforfi.com
Tired of high student loan payments? Let’s fix that.
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Hello hello Reader! If you’re feeling stuck with your student loans, you’re not alone. But here’s the good news: refinancing can help you lower your interest rate, shrink your payments, and save thousands over time — if you do it the right way. 🎥 Watch now: Student Loan Refinancing: The ULTIMATE 2025 Step by Step Guide You'll learn: ✓ What is student loan refinancing, and how does it work? ✓ Who should refinance student loans (hint: those with high interest and good credit!) ✓ The benefits of refinancing like reduced monthly payments and simplified payments. ✓ The essential trade-off: losing federal student loan benefits. ✓ The impact of the One Big Beautiful Bill Act (OBBB) on federal loan refinancing. ✓ A complete step-by-step guide to student loan refinancing for beginners. ✓ Student loan refinance calculator walkthrough to see your potential savings. ✓ Answers to common questions (Student Loan Refinance FAQs). And because I know student loans can be overwhelming, I added a BONUS resource just for you: Free Refinance Checklist – a Google Sheet guide so you don’t miss a thing. Whether you’re trying to free up room in your monthly budget or knock out debt faster, this video will help you make an informed decision that actually fits your goals. To help you get started with your refinance research, we recommend checking out SuperMoney to find the best rates. SuperMoney is neither a bank nor a lender but an online financial marketplace platform designed to speed up the application process. You'll fill out one easy form and get competing offers from lenders in no time. You’ve got this — and I’m here to help you make smarter money moves every step of the way. Warmly, Catherine @ Sisters For Financial Independence Still in School?If you are still in school or know someone who is, then these two videos are for you. For each $1000 in student loans you avoid, it means 5 months without payments. That's a big deal! Part 1 has Tips 1-10Part 2 has Tips 11-20Loans in Default?As of May 2025, federal student loan collections have resumed after a five-year pause. If you fall behind on your federal student loans and go into default, the Department of Education and the government can take serious action to collect the money. This includes taking part of your paycheck (called wage garnishment), taking your tax refund, or even taking part of your Social Security if you’re older. Don't wait, take action today! |
Catherine Agopcan | Financial Educator, Sustainability Advocate
Manage your money better so that you can give a life of impact. Money is a tool for change. Make that change count. Find money lessons at sistersforfi.com
New Video Alert Your Financial Reality Check Starts Now (Financial Admin Day) Today is a good day to schedule your Financial Admin Day! Your money needs love and care too. Financial Admin Day is a dedicated monthly time block where you sit down with your actual accounts, find what's leaking, and take back control. No complicated system. No budget overhaul. Just clarity. I'll walk you through the full process, step by step: ✔ How to review your bank and credit card statements the right way ✔...
Hey Reader! This week's newsletter is dedicated to all of the new grads out there. Congratulations!! I started Sisters For Financial Independence when my younger sister was about to graduate from college in 2018. I felt it was my duty as the oldest sister to impart some financial lessons. As the oldest immigrant daughter, I was the first to navigate the college application and FAFSA process, student loans, the corporate world, employee benefits, and so much more. No matter what stage of life...
Hey Reader, Last month, a California jury awarded $6 million to a young woman after finding that Instagram and YouTube were deliberately designed to be addictive. Not because of what she saw on those platforms. Because of how they were built. Infinite scroll. Autoplay. Notifications engineered to pull her back in. A jury called it what it is: a design defect. And I couldn't stop thinking about one thing: The EXACT same design is running in your shopping apps right now! The infinite scroll on...